The Home Team at Future Home Realty
Your Future Home Real Estate Specialists
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NEW HOMES
Down Payment Assistance
NEW HOMES
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Down Payment Assistance
NEW HOMES
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Down Payment Assistance
Down Payment Assistance
Down Payment Assistance
Down Payment Assistance/DPA is a function of the property. This means that you find a home you like then pass the address through the Down Payment Assistance Program portal (click here) to find ALL the options for DPA on that property.
Real Estate 101
Get serious about Buying a Home
5 Must-Haves to be Pre-Approved for a Mortgage
Pre-Qualification VS. Pre-Approval
While idly shopping for a home may be pleasant, serious homebuyers need to start the process in a lender's office, not an open house. Potential buyers benefit in several ways by consulting with a lender and obtaining a pre-approval letter. First, they have an opportunity to discuss loan options and budgeting with the lender. Second, the lender will check on their credit and alert the would-be buyers to any problems.Third, the buyers learn the maximum they can borrow and therefore have an idea of their price range. However, all buyers should be careful to estimate their own comfort level with a housing payment rather than immediately aiming for the top of their spending ability. Lastly, home sellers expect all buyers to have a pre-approval letter and are more willing to negotiate with people who have proof that they can obtain financing.
Pre-Qualification VS. Pre-Approval
5 Must-Haves to be Pre-Approved for a Mortgage
Pre-Qualification VS. Pre-Approval
A mortgage pre-qualification can be useful as an estimate of how much you can afford to spend on your home, but a pre-approval is much more valuable because this means the lender has actually checked your credit and verified your documentation to approve a specific loan amount (usually for a particular time period such as 90 days). Final loan approval occurs when you have an appraisal done and the loan is applied to a particular property.
5 Must-Haves to be Pre-Approved for a Mortgage
5 Must-Haves to be Pre-Approved for a Mortgage
5 Must-Haves to be Pre-Approved for a Mortgage
- Proof of Income
- Proof of Assets
- Good Credit
- Employment Verification
- Documentation
- Bottom Line: Consulting with a lender before you start the home buying process can save a lot of heartache later, so gather your paperwork or print some recent statements off your online bank accounts before your pre-approval appointment and before you begin house hunting.
What Makes a Home Sell Quick?
Find out about Listing Your Home
5 Must-Haves to be Pre-Approved for a Mortgage
- New Roof.
- New A/C.
- New Flooring, minimize carpet.
- Upgraded Kitchen.
- New Applicances.
- 2 Shower Head Master Bath.
Find out about Listing Your Home
Find out about Listing Your Home
Find out about Listing Your Home
You have probably heard about how now is the best time to sell you house. That is true but the real question to be asking is 'How do I make the most money if I sold my home in today's market?'. Even in this market there are very specific things you need to know to yield the most return from the sell of your home.
Facts About Buying a Home
Find out about Listing Your Home
Find out about Listing Your Home
- There are many different Mortgage Products to choose from. Find the best one for you.
- When making an offer on a home you will need to pay for inspections, survey, and the appraisal. Have about $2000.00 handy for these costs.
- Closing cost when buying a home can add up. Prepare to have about 3% of the purchase price for closing costs.
- Be advised that the taxes you pay for the home you purchase will probably be different than what the previous owner paid. Make sure you get more information about this from your lender.